
JKHY Stock Forecast & Price Target
JKHY Analyst Ratings
Bulls say
Jack Henry & Associates is a financial industry leader with a strong focus on small and midsize banks and credit unions, serving almost 1,000 banks and over 700 credit unions. The company's recent fiscal 2Q results beat both forecasts and consensus, with GAAP operating income rising by 29% year-over-year to $159 million and GAAP operating margins increasing by 430 basis points to 25.7%. The company expects 6% year-over-year growth in Non-GAAP revenue and 8%-10% year-over-year growth in Non-GAAP operating income for 2026, showcasing its positive outlook for the future.
Bears say
Jack Henry & Associates is a top provider for core processing services in the US, with a strong focus on small and midsize banks. However, recent updates and financials show a decline in growth potential and a heavy reliance on one-time deconversion fee revenue, making it a risky investment for the long-term. Additionally, management's exclusion of deconversion fees in GAAP reporting highlights potential accounting concerns and lack of transparency.
This aggregate rating is based on analysts' research of Jack Henry & Associates and is not a guaranteed prediction by Public.com or investment advice.
JKHY Analyst Forecast & Price Prediction
Start investing in JKHY
Order type
Buy in
Order amount
Est. shares
0 shares