
LendingClub (LC) Stock Forecast & Price Target
LendingClub (LC) Analyst Ratings
Bulls say
LendingClub is expected to continue generating strong revenues from transaction fees received from their platform, especially as they offer loan products to new markets such as small businesses and auto loans. Overall, the company has a strong financial position and is well-positioned to capitalize on the growing demand for online lending services.
Bears say
LendingClub is facing significant skepticism from the market due to its near-term earnings miss and its adoption of fair value accounting, which has caused a decrease in revenues and concerns about its ability to sustain its high growth rate. Additionally, the company's valuation, currently at 11x 2026 EPS and 7x 2027 EPS, is not reflective of its potential and carries significant risks, including slower loan originations and uneven investor interest in funding. Despite a solid medium-term outlook and potential for growth in the personal loan market, the company's stock price is unlikely to see significant upside until investor sentiment shifts and its earnings begin to exceed expectations.
This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.
LendingClub (LC) Analyst Forecast & Price Prediction
Start investing in LendingClub (LC)
Order type
Buy in
Order amount
Est. shares
0 shares