
PayPal (PYPL) Stock Forecast & Price Target
PayPal (PYPL) Analyst Ratings
Bulls say
PayPal Holdings is forecasted to experience a slight decline in transaction margins and flat non-transaction operating expenses, leading to a slight decrease in non-GAAP EPS in 2026. The company's Alpha model focuses on key quant factors such as value, momentum, revisions, quality, and risk, and aims to improve the company's competitive position in the digital payments market. Despite recent underperformance and the disappointing online branded checkout growth, PayPal's leadership change and focus on strategic initiatives could help reignite the business in the long term. However, limited near-term catalysts and competitive pressures may prevent significant valuation re-rating in the next 6-12 months, leading to a HOLD rating on the stock.
Bears say
PayPal Holdings is facing several fundamental challenges that may impact its financial performance in the near and long term. These include slowing growth in key segments such as branded checkout, challenges in international markets, and a slowdown in categories such as travel and gaming. The company's recent performance has also been underwhelming, with a decline in transaction margin dollars and a miss on earnings expectations. Additionally, PayPal may face stiff competition from other players in the crowded FinTech market, and its reliance on third-party providers for processing payments could also pose risks. Overall, the company is facing headwinds and may struggle to maintain its current growth trajectory in the rapidly evolving eCommerce landscape.
This aggregate rating is based on analysts' research of PayPal and is not a guaranteed prediction by Public.com or investment advice.
PayPal (PYPL) Analyst Forecast & Price Prediction
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